The Ultimate Guide to Fintech
A curated Australian edition of IndustrialDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
Australian Fintech News
Regional stories with direct local relevance
openfeed & MogoPlus expand verified lending data access
Australian lenders could cut loan assessment times and avoid CDR accreditation costs by using verified banking data through a single integration.
Wise launches Everyday Account in Australia for relocators
Relocators and other customers can now manage Australian bills, salary payments and foreign currencies in one account, with fees removed on local AUD transfers.
Reckon taps SISS for first Consumer Disclosure bank feed
The arrangement could make bank feeds easier for sole traders and micro businesses by bypassing full accreditation under Australia's Consumer Data Right rules.
MUFG Retirement Solutions buys stake in InvestStream
The deal could help Australian super funds offer cheaper digital retirement guidance to members, with rollout targeted for early 2027.
Your bank statements are now your loan application. Most small business owners don't know it
Real-time checks on deposits, overdrafts and even buy now, pay later debts can mean quicker approvals or a loan rejection for owners.
A factor rate of 1.20 is not 20 per cent, and small businesses are paying for the confusion
Small firms can face annual borrowing costs of about 73 per cent on a $50,000 loan when a factor rate is misunderstood.
Analyst Insights
Research and market analysis connected to Fintech
Provenir named major player in IDC decision intelligence
Ripple Treasury adds 24/7 returns for corporate clients
Broadridge holds third in IDC FinTech Rankings again
MongoDB launches Atlas Agent Engine for production AI
Plumery launches rescue plan for digital banking exits
Featured News
First Digital: Agentic AI to reshape payment infrastructure
Businesses are being urged to build safeguards now as AI agents could soon be transacting more value than humans, First Digital says.
Celonis banking head: Banks want proof before scaling agents
Celonis argues frontier AI models are too generic for regulated banking, urging firms to weigh cost, risk and process gains before scaling deployments.
AI transforming B2B discovery - but human trust endures
AI is changing how B2B buyers make decisions - but an expert warns that it is not a substitute for effective human comms strategies.
Confluent: Data architecture gap impairing AI ambitions
Older systems may leave Australian firms unable to meet CDR demands, while modern data architecture is becoming crucial for real-time AI use.
Big AI moves at Lendi Group, brokers and customers benefit
More deals and faster lender integrations are expected as Lendi shifts its mortgage platform towards agentic AI for 1,300 brokers.
Expert Columns
Your bank statements are now your loan application. Most small business owners don't know it
A factor rate of 1.20 is not 20 per cent, and small businesses are paying for the confusion
One deal, too many tools: why deal workflows are consolidating
B2B E-commerce Is Going Digital. Are APAC Businesses Ready?
An open letter to the next gen of accountants and bookkeepers
From wallets to accounts: The quiet convergence of crypto and everyday finance
Tokenisation is an infrastructure decision
Fragmented finance systems are hiding your biggest problem in plain sight
The KYC blind spot hiding in your email validation stack
6 Industries that need address verification
Interviews
Interviews and video coverage from the networkRecent Fintech News
rubica & HeirWealth tie-up boosts client data flow
Advisers can now pull balances, transactions and holdings into one view, cutting duplicate data entry across scattered client structures.
APAC businesses seek faster cross-border payment options
Surveyed firms across five Asia-Pacific markets say slow, costly transfers are disrupting cash flow, with 94% wanting an alternative rail.
MYOB wins strategic partner award for bookkeeping AI
The recognition underlines growing demand for AI skills in bookkeeping, as MYOB and the institute train practitioners to support small businesses.
ClickHouse expands with Xata deal into Postgres & AI
The deal aims to cut the operational sprawl facing companies as AI agents push analytics, transactions, monitoring and security onto one platform.
Revolut hits USD $115 billion valuation after fundraising
The latest round gives the London-based fintech fresh backing as it pushes into new banking markets and reports rising profit and revenue.
CISI launches in Australia & New Zealand with AI push
Regional finance professionals will gain access to CISI's AI ethics training and 2,000 learning resources after 5,000 members transferred from Finsia.
Google Cloud pilot automates syndicated loan lifecycle
A proof of concept aims to cut settlement times and reconciliation work in syndicated lending, after modelling a USD $1.945 billion Term Loan B.
Braid raises USD $38 million to expand embedded connectivity
The cash will fund Braid's international expansion as it races to broaden carrier coverage and compete in a growing embedded connectivity market.
Hello Clever says payment success drops after two minutes
Merchants risk losing sales if checkout drags past two minutes, with Hello Clever's data showing success rates fall from 95% to 52%.
Candescent adds Memcyco to its banking marketplace
Banks and credit unions gain earlier warnings on phishing and account takeover as Candescent adds Memcyco to its marketplace.
Arrowpoint taps Arcesium to support Asia expansion
The Singapore-based firm managing US$2 billion wants faster onboarding and new strategy launches as it scales across Asia and the Middle East.
LO:TECH raises USD $12 million to expand into US & Asia
The London trading firm will use the new funding to enter New York and Singapore, as tokenised assets and round-the-clock markets gain traction.
Liquidity Services taps Flywire for global payments
The change should cut reconciliation work and payment costs for a marketplace that spans buyers and sellers in more than 100 countries.
Hello Clever named in CB Insights fintech 100 list
The recognition underlines Hello Clever's expansion overseas as it builds cross-border payment infrastructure from New York to Sydney and beyond.
Harmony launches voice AI agent platform for sales teams
It aims to cut missed deals by automating complex sales calls, with early user Bright Car Finance reporting a 9% rise in closed business.
TNS adds smart routing to Payment Orchestration platform
The update is aimed at lifting approval rates and cutting costs for operators handling unattended payments, where failed transactions mean lost sales.
Orbital finds stablecoins cheaper than fintech rivals
The savings are often modest, with stablecoin FX matching institutional rates in many corridors and varying sharply by direction, provider and timing.
TerraPay links verify service to Kinexys Liink network
The tie-up aims to curb failed cross-border transfers by letting banks check recipient account and wallet details before sending money.
Exim Bank Uganda launches TerraPay cross-border payments
The service aims to keep more of Uganda's outbound payments inside bank channels as demand rises for trade, education and family transfers abroad.
KPay wins Australian licence as merchant push expands
The permit gives KPay a regulatory base to deepen its Australian payments push as it adds point-of-sale tools and financing for SMEs.
Job Moves
Archa appoints Paul Askew as non-executive director
InDebted names Chris McNamara CEO and Brendan Lee CFO
Ledger appoints Oded Blatman as Chief Information Officer
Compare Club hires tech chiefs for AI-led platform
Fat Zebra promotes Hakkinen, Kwakernaak in reshuffle
Banking Circle appoints Cracknell as Chief Executive Officer
CommBank appoints first Chief AI Scientist in Australia
FinTech Australia appoints Xero policy chief Grace Gown
Openmarkets appoints David Jenkins to lead DeFi push